Voluntary Benefits Universal Life Insurance provided by Trustmark Trustmark’s Universal Life insurance is uniquely designed to match the needs of insureds throughout their lifetime. You can take this policy with you if you leave Georgia Ports Authority. This policy will pay a higher death benefit during the working years when expenses are high and families need maximum protection. At the age of 70 when needs for financial protection are typically lower, the death benefit reduces, however higher living benefits do not reduce—they continue through retirement to match the greater need for Long Term Care. Short Term Disability Insurance provided by Colonial Life Colonial Life’s Short Term Disability insurance helps you maintain your lifestyle if you become disabled off the job and are unable to work. It pays you up to 60% of your base salary at the time you enrolled not exceeding $4,000 per month for up to 6 months. Be sure to review your coverage annually as your salary increases. An annual $50 wellness benefit is included if rider is elected. Accident Insurance provided by Colonial Life Colonial Life’s Group Accident insurance helps fill some of the gaps in your deductible, coinsurance, and out-of-pocket costs if you or a covered family member is injured at home or at work – on the playground or on the road. Covered accidents include, but are not limited to, dislocations, fractures, burns, concussions, emergency dental work, and lacerations. Benefits are paid for the initial emergency treatment (ambulance, x-rays, and more), surgery and surgical care, transportation and lodging, hospital care (admission, confinement, and ICU) and follow-up care (physical therapy, pain management, appliances, etc.). An annual $100 wellness benefit per covered person is also included. Cancer Insurance provided by Colonial Life Colonial Life’s Cancer/Specified Disease insurance provides cash benefits directly to you to help fill the gaps created by deductible, coinsurance, and other out-of-pocket living expenses that occur when undergoing treatment for cancer or a covered disease. Benefits include, but are not limited to, a $5,000 benefit for an initial diagnosis of internal cancer, benefits for expenses incurred for radiation and chemotherapy up to $10,000 per year, surgery benefits, hospitalization benefits, hospice benefits, and some treatments and procedures your group medical insurance may not cover. Included with new policies written for 2022, COVID-19 is covered at 25% of the face value; all other named infectious diseases are covered at 50%. The plan includes an annual $100 wellness benefit per covered person.
